Retiree Medical Crisis

Retiree Benefit Services specializes in Retirement Plans, Executive Compensation Plans, Retiree Benefits Services, Long Term Care Insurance, Estate Planning, Consulting

Specialists in Retirement Plans, Executive Compensation Plans, Retiree Benefits Services, Long Term Care Insurance, Estate Planning and Consulting. Call Now 800.891.1680

Retiree Medical Crisis

Many employers have made the commitment to provide retiree medical insurance to their employees as a way of rewarding them for their many years of service.

Retiree medical benefits help in recruiting and retaining the best and the brightest talent. However, given the dramatic changes that have swept across the Medicare environment over the last few years, continuing to provide this coverage has become a financial and administrative burden. If you are one of these employers, chances are great that your time, finances and resources are spread very thin. Simply balancing the needs of your retired population with those of your active employees can be a full-time undertaking. Consuming your resources is:

	Health Insurance Cost		Billing and Collections
	Increased Administrative Burden		Managing Benefits of Multiple Health Plans
	Open Enrollment Administration

For than a decade we have helped companies nationwide to implement and manage retiree medical programs that satisfy their retirees while reducing cost. We have the expertise and experience needed to provide you with a successful retire medical program that works from concept to delivery. We reduce your administrative burden by isolating the retiree medical program and outsourcing customer service.

Our retiree medical program is underwritten by top rated insurance companies and is available regardless of where your retiree lives, eliminating the need for multiple insurance carriers and complex plan designs. Our approach can help you move to a defined contribution strategy and offer your retirees a choice of plans. We can provide flexible benefit designs, with a choice of prescription drug cards that offer small copays.

	Retirees are a smaller employee population, but a growing population and more geographically dispersed than a company’s active employees. As a result, retirees often have less access to cost effective benefits.
	Retirees travel frequently and often relocate seasonally. This mobility limits your ability to develop managed care programs.
	Retirees are often uncomfortable with the limits managed care programs place on their ability to select a doctor of choice.

We can design benefit programs that reduce the cost of retiree medical without compromising the quality of benefits available to your retirees.