Retiree Benefit Services, Inc. proposes a comprehensive approach to managing retiree liabilities rather than the more common product approach. We work with your company to develop a complete program that honors your obligations at an affordable cost.

The Preferred Retiree Health Program includes:

	Traditional fee-for-service options		Automatic "Paperless" Claims Service
	Medicare HMOs and PPOs where applicable		Retiree pools for cost savings
	Plan design flexibility		Administrative cost reduction
	Nationwide coverage		Enhanced benefits, including Rx, for similar cost
	Option to transfer risk to a fully insured plan		Customized plan designs
	Plans tailored to coordinate directly with Medicare payments		Efficiency over coordination/exclusionary plans