Your company can achieve significant reductions in retiree benefit costs by taking advantage of the Preferred Retiree Health Program’s ability to offer Medicare Risk Contracts. Medicare Risk Contracts generally offer retirees substantially more benefits than traditional fee-for-service plans.

The low cost of most HMO Risk Contracts effectively allows your company the ability to offer an expanded benefit package for minimal cost above the Part B premium. Most HMO Risk Contracts also eliminate the need for retirees to file claims. Filing claims can be the most confusing and frustrating aspect of many retirees’ benefit programs. Eliminating the hassle of filling out claim forms is a valuable benefit to many retirees.

Although risk contracts offer an attractive financial solution to employers, implementation is difficult. There are no Medicare Risk HMOs that can cover all retirees across the country. Each HMO manages the risk of providing healthcare to seniors separately. Seniors in various markets and income strata have differing views of managed care options.

Retiree Benefit Services, Inc. has developed relationships with some national managed care administration firms providing highly efficient, innovative services to corporations who offer or contemplate offering, multiple HMO benefit plans.

Unlike many competitors who are owned by the very plans they are expected to objectively evaluate and administer, these firms operate free of the financial conflicts inherent in such relationships. These firms have a comprehensive, proprietary database that includes over 600 managed care plans.

Retiree Benefit Services, Inc. can respond to your immediate needs with a combined fee-for-service and managed care strategy, while positioning your company to achieve future managed care goals.



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