Many retirees rely on Medicare as their sole health coverage. However, Medicare doesn’t fully cover out-of-pocket expenses. For employers who wish to sponsor a plan to help retirees fill these gaps, The Senior Medical Program offers an economical solution that is beneficial to both employers and retirees. This program is geared to employers with more than 100 retirees. The plan offers flexibility in both design and price, while coordinating with Medicare. An employer, committed to providing retiree health care can reduce annual premium expense, as well as their long-term FAS-106 liability by adopting one of our supplemental plans.

Our plans provide real benefits to retirees that include the freedom of choice of providers and richer-or more-benefits than standardized Medicare supplement plans. With more than 20 years experience in the Medicare Supplement market, we know what’s important to retirees and employers:

	Flexible Plan Design		Full administrative services
	Outpatient prescription drug coverage		Electronic claims processing
	Simplified enrollment of retirees		Freedom of choice of medical providers
	Opportunity to lower cost on active employee health plans by removing from the experience		Toll Free customer service number for both the retiree and employer